Bank Interest Rates
Have you ever thought about placing your neopoints in the bank to earn extra
interest everyday? If it's going to make you more neopoints, for doing nothing,
then why not! The only catch is, you'll only start receiving substantial amounts
of interest returns after you have deposited a considerable sum of neopoints in
the bank. Is it worth it? Of course! You have absolutely nothing to lose.
Because there are 13 different types of bank accounts, the bank has been set up,
to only allow you to progress to the higher returns account after you have
deposited a 'minimum' amount in the bank. For instance, you will only be able to
earn 11% interest a year on your bank deposits if you have at least 5,000,000
neopoints in your account. Hard? If you play smart and don't spend all your
neopoints, you'll reach that benchmark in no time. A good strategy, is to put
half your earned neopoints for that day into the bank, and then spend the other
half on whatever you want.
You'll also need to be aware that the bank doesn't automatically upgrade your
account once you become eligible to gain a higher interest return account.
You'll need to apply for one yourself in the bank. As long as you have the
minimum base neopoints, you'll be accepted!
Junior Saver (min 0) - 5%
Neopian Student (min 1,000) - 5.5%
Bronze Saver (min 2,500) - 6%
Silver Saver (min 5,000) - 6.5%
Super Gold Plus (min 10,000) - 7%
Platinum Extra (min 25,000) - 7.5%
Double Platinum (min 50,000) - 8%
Triple Platinum (min 75,000) - 8.5%
Diamond Deposit (min 100,000) - 9%
Diamond Deposit Plus (min 250,000) - 9.5%
Diamond Deposit Gold (min 500,000) - 10%
Millionaire Platinum (min 1,000,000) - 10.5%
Millionaire Double Platinum (min 2,000,000) - 11%
Millionaire Mega-Platinum (min 5,000,000) - 11.5%
Neopian Mega Riches (min 7,500,000 mill) - 12%
Ultimate Riches (min 10,000,000) - 12.5% |
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